Investing for teens
A zero-commission investing app that teaches teens aged 13+ how to build wealth through stocks, ETFs, crypto, and interactive financial literacy lessons.
Bloom is a mobile investing platform designed specifically for teenagers aged 13 and older, combining real stock, ETF, and crypto trading with gamified financial education. Founded by three college dropouts — Allan Maman, Sonny Mo, and Sam Yang — out of Brown University and backed by Y Combinator (W21), Bloom has grown to over 2 million downloads and 80,000 monthly active investors. The app features 300+ investing lessons, 5,000+ learning modules, an AI investing assistant called 'Bloomie,' portfolio mirroring of Wall Street investors, and parental controls that let parents approve or decline trades. Bloom raised $4.4M in seed funding from Contrary, Slow Ventures, Offline Ventures, Rocketship VC, and notable angel investors including Andrew Yang. The platform operates through Bloom Investment Advisers, LLC (SEC-registered) with brokerage accounts through Alpaca Securities (FINRA/SIPC).
Bloom spotted a massive gap in the market — teens wanted to invest but existing platforms either excluded them or offered no educational guardrails. By combining real trading with gamified financial literacy and parental controls, Bloom created the only platform purpose-built for Gen Z investors. With 2M+ downloads and Y Combinator backing, they've proven that teens are serious about building wealth when given the right tools.
Discovery signal: YC W21, three college dropout founders, rapid user growth to 2M+ downloads, unique teen-focused investing niche with no dominant incumbent
Bloom uniquely combines real stock, ETF, and crypto trading with gamified education modules specifically designed for teens — featuring an AI investing assistant, portfolio mirroring, and a rewards system that incentivizes financial literacy over speculation.
2M+
Downloads
80K
Monthly Active Investors
5,000+
Learning Modules
$4.4M
Total Raised
Co-Founder & CEO
Brown University dropout. Previously worked with Andrew Yang and Michael Bloomberg. Started his entrepreneurial career in high school selling fidget spinners.
Co-Founder
Brown University dropout. Immigrant from Seoul who became a personal finance enthusiast in high school, saving $10,000 through scholarships and multiple jobs.
Co-Founder
College dropout and co-founder of Bloom. Joined forces with Allan and Sonny to build the teen investing platform.
Lead: Y Combinator
Lead:
Former U.S. Presidential Candidate