S

ScribeUp

SeedRaised Since Featured

Subscription control, directly in your app

Embedded subscription management platform for banks, credit unions, and fintechs.

Founded January 2020Cambridge, MA11-50 people$3M raisedFeatured at Pre-Seed
FintechSubscription ManagementEmbedded FinanceB2bBankingVirtual Cards

About

ScribeUp is a fintech company that provides embedded subscription management tools for financial institutions. Founded in 2020 by four MIT Sloan MBAs — Jordan Mackler, Yohei Oka, Cinar Fidan, and Erica Chiang — the company initially launched as a consumer-facing subscription manager with a Chrome extension and virtual card system that automatically detected and blocked unwanted subscription charges. After gaining over 10,000 users and raising $3M in seed funding led by Mucker Capital, ScribeUp pivoted to B2B, partnering with community banks, credit unions, and fintechs to embed subscription tracking and management natively within banking apps. Their core products include Subscription360 (tracks and manages subscriptions), Bill Finder (links external accounts to discover recurring bills), automated cancellation, and Payment Updater (makes the bank's card the default across merchants). ScribeUp integrates with major banking platforms including NCR, Q2, and Jack Henry, helping institutions deepen customer relationships and establish card primacy.

DailyDropout Take

ScribeUp caught our attention as four MIT Sloan MBAs tackling the universal pain of unwanted subscriptions with a clever virtual card approach. Their pivot from consumer to embedded B2B — powering subscription management inside banking apps — shows strong founder adaptability and positions them in the fast-growing embedded finance space.

Discovery signal: MIT Sloan founding team, novel virtual card approach to subscription management, early consumer traction before strategic B2B pivot

What Makes Them Unique

ScribeUp is uniquely positioned as an embedded B2B subscription management solution for financial institutions, integrating natively into banking apps rather than operating as a standalone consumer tool — helping banks establish card primacy while giving consumers seamless subscription control.

$600/user

Avg Annual Savings

$3M

Total Raised

NCR, Q2, Jack Henry

Banking Integrations

Target Markets

Community BanksCredit UnionsFintechsEmbedded Finance

Founders

J

Jordan Mackler

Co-Founder & CEO

MIT Sloan MBA. Co-founded ScribeUp in 2020 to solve the pain points around digital subscription management.

Y

Yohei Oka

Co-Founder & CTO

MIT Sloan MBA. Co-founded ScribeUp with Jordan Mackler to build automated subscription management tools.

C

Cinar Fidan

Co-Founder

MIT Sloan MBA. Part of the founding team that built ScribeUp's subscription management platform.

E

Erica Chiang

Co-Founder

MIT Sloan MBA. Part of the founding team that built ScribeUp's subscription management platform.

Funding History

Seed$3M
Aug 1, 2023

Lead: Mucker Capital

Mucker Capital

Investors

Firms

Mucker Capital(Lead — Seed)

Press & News

Competitive Landscape

Last updated: Feb 16, 2026